CUCE General Operations Practice Exam 2026 - Free General Operations Practice Questions and Study Guide

When a credit union collects personal information from children under the age of 13, it must comply with the Children's Online Privacy Protection Act (COPPA). This regulation requires that organizations provide clear and comprehensive information about their data collection practices to parents. The correct answer emphasizes the importance of obtaining parental consent before any data collection occurs.

Specifically, a website notice must outline what information is gathered, how it will be used, and the steps parents can take to ensure their children's privacy. Additionally, specific consent must be obtained from the parent or guardian before any data collection can take place. This ensures that parents are informed and can make decisions on behalf of their children regarding their personal information, fostering a safer online environment for minors.

The other options do not align with the legal requirements set forth by COPPA, as they either minimize the necessary steps for obtaining informed parental consent or fail to adequately notify parents about the process of data collection.